B2B payment infrastructure with stablecoin settlement on regulated rails. Built for businesses scaling agent-driven commerce.
WhaPay turns slow, batched B2B payment workflows into instant, programmable operations — so the systems that buy, sell, and reconcile can do so without human intervention.
Move value between businesses in seconds, not days. Regulated stablecoin settlement on public chains, abstracted behind a single API.
Initiate, route, and reconcile payments from your own software. Idempotent, webhook-driven, auditable — designed for engineering teams.
The infrastructure layer for autonomous software that needs to pay for services, compute, or data, and settle with predictable cost and finality.
Your application calls a single API. WhaPay handles routing, settlement, and reconciliation against regulated rails. Finality in roughly two seconds.
Your application — service, agent, or backend — calls the WhaPay API with an amount, recipient, and metadata.
WhaPay selects the optimal settlement path based on cost, finality requirements, and counterparty support.
Regulated stablecoin settlement completes on Base mainnet in approximately two seconds, with full on-chain finality.
A signed webhook returns to your service with settlement proof, fees, and a reconcilable transaction record.
WhaPay operates as a US C-Corporation registered in Delaware. We work with licensed partners for KYC and AML, and use only regulated, audited stablecoins for settlement.
Onboarding, identity verification, and ongoing monitoring are performed by regulated partners with established compliance programs.
Settlement uses USDC, a regulated and audited stablecoin issued by Circle, on Base — a public, regulated EVM chain.
We are in active engagement with an auditor for a SOC 2 Type I report, with Type II to follow as the operating window matures.
All services are provided by WhaPay Inc., a Delaware C-Corporation domiciled in the United States.
Workloads we are well-suited for today, with first design partners.
Autonomous agents that consume third-party services need a metered, programmable way to pay — without holding card credentials or batching invoices.
Per-request, per-token, or per-event settlement between services, with fixed cost characteristics and on-chain auditability.
Replace ACH, wire, and reconciliation latency for vendor-to-vendor settlement inside a software platform or marketplace.
Install the SDK, point it at a network, and initiate your first settlement in minutes. The repo is open on GitHub.
# install npm install @grip-labs/sdk // initialize import { Whapay } from '@grip-labs/sdk'; const wp = new Whapay({ apiKey: process.env.WHAPAY_KEY, network: 'base-mainnet', }); // initiate a settlement const tx = await wp.payments.create({ amount: 12.50, currency: 'USDC', recipient: 'biz_8f2a...', metadata: { invoice: 'inv_2026_001' }, });
The SDK is published as @grip-labs/sdk and the source is open on GitHub under the grip-protocol organization.
Early stage. Working with first design partners. Open to talking with builders, regulated stablecoin issuers, and infrastructure partners who want to help shape what software-driven settlement should look like.
We respond to every inbound from a builder, partner, or regulated counterparty. No form gates. Just email.